About Happy Money
Happy Money offers financial tools and services for human happiness.
Headquarters
Happy Money, Tustin
Founded
2009-01-01
Industry
Finance, Financial Services, FinTech, Payments, Personal Finance
Last Funding Type
Series Unknown
Valuation
5
Total Funding
$337.15 million dollars
IPO Status
Private
Financial
Happy Money may be growing as indicated by a strategic transaction spearheaded by TruStage, a leader in the credit union industry, which is set to propel the fintech company forward. This investment by a significant industry player suggests confidence in Happy Money's potential and business model. Additionally, Happy Money's own data has been highlighted in a news release, emphasizing the importance of paying off credit card debt, which could reflect the company's expertise and influence in the personal finance industry. Although not directly indicative of financial growth, the company's prominence in industry discussions and the strategic investment are positive signs of expansion and recognition in the financial services sector.
Happy Money, Inc. is focused on enhancing financial services through technology. Their R&D efforts include a client-server system for financial scoring, which processes loan applications and financial transactions to verify debtor income. They are also developing methods to incorporate psychometric analysis for credit risk assessment, utilizing user interactions with graphical objects to evaluate psychological traits. Additionally, an interactive virtual assistant system is being refined, which selects an assistant based on user psychometric data, indicating a personalized approach to user management. These innovations reflect a commitment to integrating psychological insights and transactional data for improved financial tools.
Happy Money has announced a strategic partnership with Method to streamline debt consolidation for credit union members by integrating real-time data APIs. This collaboration aims to enhance the efficiency of debt management services provided to their clients.
Happy Money, Inc. is focused on enhancing financial services through technology. Their R&D efforts include a client-server system for financial scoring, which processes loan applications and financial transactions to verify debtor income. They are also developing methods to incorporate psychometric analysis for credit risk assessment, utilizing user interactions with graphical objects to evaluate psychological traits. Additionally, an interactive virtual assistant system is being refined, which selects an assistant based on user psychometric data, indicating a personalized approach to user management. These innovations reflect a commitment to integrating psychological insights and transactional data for improved financial tools.
Happy Money has announced a strategic partnership with Method to streamline debt consolidation for credit union members by integrating real-time data APIs. This collaboration aims to enhance the efficiency of debt management services provided to their clients.
Funding Rounds
8
Number of Lead Investors
6
Total Funding Amount
$337.15 million dollars
Number of Investors
7